Terms and Conditions
Acceptance of Terms and Conditions
By using Global Spread Investment and Commercial Services Limited / Global Money web and mobile application services, you agree to be bound by these terms and conditions as governed by Nigerian law and you thus explicitly agree that if you breach these terms and conditions or default in the repayment of your debts Global spread investment and commercials services limited / Global money has the right to report and disclose your transactions to your contacts, friends and family members.
Eligibility Criteria
To access and use our services, you must be 18 years or older and a legal resident of Nigeria.
Services Offered
Global Spread Investment and Commercial Services Limited / Global Money offers a range of financial services through its web and mobile application in Nigeria. These services include credit, thrift savings, rotating savings and credit club, LPO financing. We reserve the right to add or remove services without prior notice.
Account Registration
To access our services, you must create an account on our web or mobile application. During registration, you will be required to provide accurate and complete personal and financial information. You are responsible for keeping your account information up-to-date.
Account Security
You are responsible for maintaining the security of your account information, including your login credentials. Do not share your login credentials with anyone, and immediately notify us if you suspect any unauthorized access to your account.
Use of Services
You agree to use our services only for lawful purposes and in compliance with applicable laws and regulations in Nigeria. You may not use our services to engage in any illegal or fraudulent activities.
Fees and Charges
Global Spread Investment and Commercial Services Limited / Global Money charges fees for some of its services. The fees are displayed on our web and mobile application, and you agree to pay the applicable fees for the services you use. We reserve the right to change our fees and charges at any time without prior notice.
Termination of Services
We reserve the right to terminate your access to our services at any time for any reason without prior notice as permitted by Nigerian law.
Limitation of Liability
Global Spread Investment and Commercial Services Limited / Global Money is not liable for any direct or indirect damages arising from the use of our services, including but not limited to lost profits, lost data, or business interruption, except where such limitation is prohibited by Nigerian law.
Indemnification
You agree to indemnify and hold harmless Global Spread Investment and Commercial Services Limited / Global Money, its affiliates, directors, officers, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of our services.
Governing Law and Jurisdiction
These terms and conditions are governed by Nigerian law, and any disputes arising from or related to these terms and conditions shall be resolved through arbitration in accordance with the rules of the Lagos Court of Arbitration.
Changes to Terms and Conditions
Global Spread Investment and Commercial Services Limited / Global Money reserves the right to modify these terms and conditions at any time without prior notice. Your continued use of our services after any modifications indicate your acceptance of the modified terms and conditions.
If you have any questions or concerns regarding these terms and conditions, please contact us at support@globalmoney.com.ng.